Some people are born with good credit ratings

In these tough economic times (we’re trying to incorporate more cliches in our posts) you may need a loan. Also, you will probably learn a loan is not exactly easy to come by. Think it’s because you have bad credit? Think it’s because lenders are scared to lend to anyone right now because they think you peons are irresponsible and will just dump your mortgage back on the banks?

Wrong.

Turns out, if you’re not getting loans, you’re creepy looking, friend. According to a new study, how people look has a great deal to do with if the get a loan or not. For example, if you’re wearing an eye patch, you’re not getting a loan. However, if you’re wearing a monacle, get ready for the loan of your life!